For long, small business owners have been trying to find a credit card that would let them avail the most amazing cash rewards. And, presently, nothing is as good as the Discover Business Card when it comes to earning cash rebates. So what are the first features that will make you consider the decision of possessing this card?

• Since this is typically a business credit card, you will get great rebates when it comes to office supplies. The rebate rate in this category is 5%.
• And if you have a vehicle of your own, the Discover Business Card ushers in more rewards-on gasoline purchases you earn a rebate of 2%.

The rebate formula of the Discover Business Card has a three- tiered structure-

• Your first annual spending of $1200 on office supplies would fetch you 5% rebates.
• And when your annual spending is $1200 on gas purchases, you get the chance to enjoy 2% rebates.
• As soon as you cross the $1200 mark in both these categories, rebates you earn automatically become like the ones you get on other purchases (These come under a separate rebate formula- when the spending is less than $5000, you earn rebates worth 0.25% and when your spending is more than that amount you earn 1% rebates).

The best part about the card is the fact that it lets you spend as much as you like which means there is no limit to the amount of rebates you can hold.

Another grand feature offered by the Discover Business Card lets you exchange your rebates with 60+ merchants’ gift certificates. This means that if the rebates you have collected amounts to $30, the gift certificate you get on returning it is valued at $60. Sounds attractive, right? So which are the big names that have collaborated with the Discover Business Card in the gift certificates category?

• If you want to double your rebates opt for one or more of these- Denver Mattress, Reader’s Digest, Princess Cruises, Great American Days, Sprint and many more.
• In case you want to exchange rebates worth $20 for certificates worth $30 opt for these- Gap, Staples, Foot Locker, Steakhouse, Ace Hardware, Pep Boys and many more.
• Get your $40 rebates exchanged for $45 from the following- Kohl’s, Red Lobster, Romano’s Macaroni Grill and more.
• Exchange rebates worth $40 for certificates worth $50 from the following- Sunglass Hut, Gap, Cooking.com, Eddie Bauer and many more.

If the above seem to be like a pleasant surprise for you, there’s more that card makes available for cardholders-

• With the Discover Business Card in hand you can write checks to business suppliers who refuse to get involved in credit card transactions.
• You needn’t pay annual fee (if there are additional employee cards, the ‘no annual fee’ feature is active on them as well).
• 0% APR for the first 12 months (introductory period). This feature is applicable both on balance transfers and purchases.
• The grace period stretches over 25 days as opposed to 20 days offered by other cards.
• Free quarterly and annual reports will be delivered to you at no excess cost